Permanent employees of the City of Fort Worth compose the membership of The Employees' Retirement Fund. Currently, non-sworn members contribute 9.35 percent of their salary while the city contributes 24.24 percent, with the exception of police officers who contribute 10.53 percent and the city contributes 24.96 percent.

Members are vested after completing five years of credited service with the city.

When members leave city employment prior to retirement, they are entitled to a refund of their contribution plus interest compounded bi-weekly to equal 5.25 percent annual rate. If vested, a terminated member may also choose to receive their retirement pension at their regular retirement date, or an early retirement as early as age 50. Individual member records are distributed during March of each year showing member contributions, interest, and normal retirement date.

The normal retirement date is the last day of the month in which the earliest of the following occurs:

  • The vested member reaches 65 years of age
  • The vested member reaches an age which when added to the credited years of service equals 80
  • The vested police officer completes 25 years of service

The City of Fort Worth Employees' Retirement Fund was created by an ordinance which was approved and adopted by the City Council, September 12, 1945. On January 1, 1946, the Employees' Retirement Fund began serving city employees. Original membership of the fund, was 1029 with pensions of $4,349 the first year. Today, active membership has grown to more than 6,000 members.

Since the creation of the fund in 1945, the retirement fund has invested in a well-diversified portfolio and continues to strive for growth to assure its members secure retirements. The Fund is governed by a 13-member Board of Directors, seven of whom are elected by the membership with an additional six appointed by City Council. The Police Department has one position for an active officer and an additional one for a retired officer. The elected trustees serve staggered two year terms. The Fund is administered by a 18-member staff run by an Executive Director, who reports to the Board of Directors.

For complete information on the Retirement Fund, including its Board of Directors, staff, investments, benefits and administrative rules, please check out the Fund's website at

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